Terms and Conditions and Privacy

Legal and Licensing

Welcome to Artisthealthsource.org. The website is owned and operated by MANCHESTER Benefits Group, Inc. The company provides a licensed insurance agency. The Company provides its services to you subject to the following conditions.

Use of this Web Site

Although this site is intended to provide accurate and timely information, the content of this site may not be accurate, complete or current and may include technical in accuracies or typographic errors. From time to time changes may be made to the content of this site without notice. The products, services, and any other information described on this site may change are anytime. You should verify all information before relying on it and decisions based on information contained in this site are your sole responsibility.

Legal Jurisdictions Only

The insurance services and products described on this web site are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this web site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation purchase or sale would be unlawful.

Ownership

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data complications, and software, is the property of the Company or its content suppliers and is protected. The compilation of all content on this site is the exclusive property of the Company. All software used on this site is the property of the Company or its software suppliers.

Insurance Companies

If you submit an application for an insurance product offered by us, then we will disclose your personal information to your chosen insurance company to process your application. Please be advised that your legal, contractual relationship is with the insurance carrier you choose via the offered plan on the web site. We may disclose your personal information to other companies that help us process or services your insurance application or correspond with you. For example, we may provide your personal information to a service provider to verify the validity or credit limit of your credit card. Please be assured that the companies we hire to process or service your insurance application or correspond with you are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality. We may disclose or report your personal information when we believe, in good faith, that the discloser is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes. Outside of these exceptions, we will not share your personal information with third parties.

Disclaimer or Warranties and Limited Liability

THIS WEB SITE IS PROVIDED BY THE COMPANY ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE COMPANY MAKES NO PRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS ATE YOU SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KNID ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNTIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Applicable Law

By visiting Artisthealthsource.org, you agree that the laws of the state of New York, without regard to principle of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that might arise between you and the Company.

Existing Insurance Coverage

DO NOT CANCEL ANY HEALTH INSURANCE COVERAGE YOU CURRENTLY HAVE OR DECLINE COBRA BENEFITS UNTIL YOU RECEIVE AN APPROVAL LETTER AND INSURANCE POLICY, (ALSO KNOWN AS AN INSURANCE CONTRACT OR CERTIFICATE), FROM THE INSURANCE COMPANY YOU SELECTED. MAKE SURE YOU UNDERSTAND AND AGREE WITH THE TERMS OF THE INSURANCE POLICY. PAY SPECIAL ATTENTION TO THE EFFECTIVE DATE, PREMIUM AMOUNT, WAITING PERIOD, BENEFITS, LIMITATIONS, EXCLUSIONS, AND RIDERS.